Updated for FY 2025-26 • 100% Free • No Login

Free Financial Calculators for India — EMI, SIP, Tax & More

15+ free tools for Indian users — EMI calculator, SIP calculator, income tax calculator, GST calculator, salary calculator, PPF, FD, HRA, TDS, invoice builder and more. No login. Instant results.

Try EMI Calculator →Try SIP Calculator
EMI CalculatorSIP CalculatorIncome Tax CalculatorPPF CalculatorSalary CalculatorGST CalculatorHome Loan CalculatorFD Calculator

15+

Free Tools

FY 2025-26

Tax Slabs Updated

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Investment Calculators

Plan your SIP, PPF, FD, RD and retirement corpus

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SIP Calculator

Calculate returns on Systematic Investment Plans

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PPF Calculator

Calculate Public Provident Fund returns and maturity

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FD Calculator

Calculate Fixed Deposit returns and maturity amount

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RD Calculator

Calculate Recurring Deposit returns and interest

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SWP Calculator

Calculate Systematic Withdrawal Plan returns

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Retirement Planner

Plan your retirement corpus and monthly savings

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Loan Calculators

Calculate EMI for home, car, personal & education loans

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EMI Calculator

Calculate monthly EMI for home, car & personal loans

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Home Loan Calculator

Calculate home loan EMI, eligibility & total interest

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Car Loan Calculator

Calculate car loan EMI and total cost of ownership

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Personal Loan Calculator

Calculate personal loan EMI and total interest payable

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Education Loan Calculator

Calculate education loan EMI and repayment schedule

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Tax & Salary Calculators

Calculate income tax, take-home salary, GST, HRA & TDS

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Income Tax Calculator

Calculate your income tax liability for FY 2025-26

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Salary Calculator

Calculate in-hand salary from CTC with all deductions

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GST Calculator

Calculate GST amounts and tax breakdowns instantly

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HRA Calculator

Calculate House Rent Allowance exemption & savings

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TDS Calculator

Calculate TDS on salary, rent & professional fees

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Business Tools

Create GST invoices and salary slips with PDF export

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Invoice Builder

Create professional GST invoices and download as PDF

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Payslip Generator

Generate professional salary slips with all deductions

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⭐ User Reviews

What Users Say About MoneyTool

The EMI calculator saved me hours of research. I could instantly compare different loan options and decide what works for my budget.

Rajesh Kumar

Home Buyer, Delhi

The SIP calculator is so accurate and easy to use. Helped me plan my mutual fund investments with clear visibility on returns.

Priya Singh

Investor, Bengaluru

The GST and Invoice tools are lifesavers for my small business. Quick, reliable, and absolutely free. No hidden charges.

Amit Patel

Business Owner, Ahmedabad

I recommend MoneyTool to all my clients for quick income tax calculations. The tools are accurate and updated with latest tax rules.

Sneha Desai

Tax Consultant, Mumbai

Why Choose MoneyTool?

Built for Indian users — accurate, free, and updated with the latest tax rules and interest rates.

100% Free — Always

All calculators completely free. No hidden charges, no premium plans, ever.

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No Login Required

Start calculating immediately. No registration, no OTP, no email needed.

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Accurate & Updated

Industry-standard formulas. Tax slabs updated for FY 2025-26.

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Works on Any Device

Fully responsive — works on mobile, tablet and desktop equally well.

Free Financial Calculators for Every Indian — EMI, SIP, Tax & Business Tools

Loan & EMI Calculators

Our EMI calculator helps you find the exact monthly payment for any loan — home loan, car loan, or personal loan. Enter the principal, interest rate, and tenure to instantly see your EMI, total interest payable, and amortization schedule. The home loan calculator goes further with prepayment simulation and eligibility checks.

Investment Calculators — SIP, PPF, FD

The SIP calculator shows how a monthly mutual fund investment grows over time using the power of compounding. The PPF calculator computes your year-wise PPF balance at the current 7.1% government rate, and the FD calculator covers all compounding frequencies across different bank tenures.

Income Tax & Salary Calculators

The income tax calculator supports both old and new tax regimes for FY 2025-26, so you can compare your tax liability and choose the better option. The salary calculator breaks down your CTC into gross pay, PF, ESI, TDS, professional tax, and net take-home salary — useful for both employees and HR teams.

GST, Invoice & Business Tools

The GST calculator computes CGST, SGST, and IGST instantly for any transaction value. The invoice builder creates fully GST-compliant invoices with automatic tax splits and one-click PDF download — ideal for freelancers, consultants, and small business owners. The payslip generator produces professional salary slips with all statutory deductions in minutes.

EMI CalculatorSIP CalculatorIncome Tax CalculatorPPF CalculatorFD CalculatorSalary CalculatorGST CalculatorHRA CalculatorTDS CalculatorHome Loan CalculatorInvoice BuilderPayslip GeneratorRD CalculatorSWP CalculatorRetirement Calculator